About SBA Calculators

I've Been Where You Are Right Now

"I built SBA Calculators because I wished it existed when I was in your shoes – needing clear answers, wanting to make smart decisions, and not wanting to waste time with the wrong lenders."

– Patrick Hadley, Founder

My Story

You're probably here because you need to understand your SBA loan options, but you don't want to spend weeks getting the runaround from lenders just to get basic numbers. You want to know what you can afford, what you qualify for, and which SBA program makes sense for your situation – before you start making calls.

I get it. I've been exactly where you are.

The Frustration I Remember

As a business owner who built and sold companies over two decades, I've sat in those same meetings wondering if the lender actually understood my business. I've filled out applications not knowing if I was even pursuing the right type of financing. I've waited weeks for answers that should have taken minutes.

When I was growing my marketing agency, I needed capital for equipment and expansion. The SBA loan process felt like a black box – lots of paperwork, confusing terms, and no clear way to know upfront if the numbers would work for my business.

I remember thinking: "Why can't I just run these numbers myself before I waste everyone's time?"

Why I Built This For You (And Me)

Here's the truth: I learned to code and I'm building my next company now. As I started exploring SBA options for my new venture, I found myself facing the same frustrating process I remembered from years ago.

That's when I realized: the tools I wished I'd had as a business owner still didn't exist. So I built them for my current needs... and figured other entrepreneurs could use them too.

I'm not a lender myself – just someone who's been through this process multiple times and built relationships with SBA specialists who actually understand entrepreneurs. These calculators give you (and me) instant, accurate numbers so we can make informed decisions before we ever talk to a lender.

My Lender Network Is Here When You're Ready

Twenty years of building businesses means I've developed relationships with SBA lenders who actually understand entrepreneurs. Since I'm not a lender myself, I can give you straight advice about who's worth your time and who isn't.

When you've run your numbers and you're ready to move forward, I can connect you with the right specialist for your situation. Just email me directly – I'm happy to make introductions at no cost.

No more wondering if you're talking to someone who gets your business.

The Bottom Line

I built SBA Calculators because I wished it existed when I was in your shoes – needing clear answers, wanting to make smart decisions, and not wanting to waste time with the wrong lenders.

Use these calculators. Get your numbers. When you're ready, let me connect you with someone who can help make it happen.

You don't have to figure this out alone.

About Patrick Hadley

Patrick Hadley is a serial entrepreneur who has built and sold multiple companies. He's a member of the Forbes Agency Council and now helps business owners access capital through his network of trusted SBA lenders. If you need any apps or platforms built for your business, he can help with that too.